Side-by-side · Q2 2026 data
Wnb Financial, N.A. vs Scale Bank
Metric by metric
| Measure | Wnb Financial, N.A. | Scale Bank |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 53 | 90 (stronger) |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 9 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 64th | 84th |
| Total assets | $583.7M | $626.7M |
| Deposits / shares | $512.9M | $423.1M |
| Capital ratio | 10.31% | 14.02% (stronger) |
| Problem loans | 0.08% | 0.06% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.00% | 2.32% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 119.9% |
| Uninsured deposits | 12.3% (stronger) | 52.2% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
Scale Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Wnb Financial, N.A. leads on 3 and Scale Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.