Side-by-side · Q2 2026 data
Wnb Financial, N.A. vs Unity Bank
Metric by metric
| Measure | Wnb Financial, N.A. | Unity Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 27 |
| Capital cushion | 53 (stronger) | 38 |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 60 (stronger) | 21 |
| Funding & liquidity | 92 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 0 |
| Peer percentile | 64th | 0th |
| Total assets | $583.7M | $574.8M |
| Deposits / shares | $512.9M | $509.6M |
| Capital ratio | 10.31% (stronger) | 8.78% |
| Problem loans | 0.08% (stronger) | 8.39% |
| Net charge-offs | -0.01% (stronger) | 0.54% |
| Return on assets | 1.00% (stronger) | 0.03% |
| Loans ÷ deposits | 67.8% (stronger) | 82.9% |
| Uninsured deposits | 12.3% | 11.6% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 12.5% |
Wnb Financial, N.A. has the higher TellerScore (76 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Wnb Financial, N.A. leads on 6 and Unity Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.