Side-by-side · Q2 2026 data
Wolf Point Federal Credit Union vs Bitterroot Community Federal Credit Union
Credit union
Wolf Point Federal Credit Union
Wolf Point, Montana · Under $100 million in assets
Credit union
Bitterroot Community Federal Credit Union
Darby, Montana · Under $100 million in assets
Metric by metric
| Measure | Wolf Point Federal Credit Union | Bitterroot Community Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 49 | 80 (stronger) |
| Earnings | 14 | 44 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 36th | 28th |
| Total assets | $23.3M | $18.9M |
| Deposits / shares | $18.7M | $17.2M |
| Capital ratio | 17.19% (stronger) | 8.53% |
| Problem loans | 1.54% | 0.59% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | -0.16% | 0.60% (stronger) |
| Loans ÷ deposits | 59.5% | 47.2% (stronger) |
| Uninsured deposits | 21.1% | 0.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wolf Point Federal Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Wolf Point Federal Credit Union leads on 3 and Bitterroot Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.