Side-by-side · Q2 2026 data
Woodford State Bank vs Community Bank
Metric by metric
| Measure | Woodford State Bank | Community Bank |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 88 (stronger) | 50 |
| Earnings | 79 (stronger) | 78 |
| Funding & liquidity | 64 (stronger) | 57 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 31st | 61st |
| Total assets | $523.4M | $310.8M |
| Deposits / shares | $406.1M | $210.7M |
| Capital ratio | 8.11% | 16.02% (stronger) |
| Problem loans | 0.36% (stronger) | 1.50% |
| Net charge-offs | 0.12% | -0.06% (stronger) |
| Return on assets | 1.47% (stronger) | 1.46% |
| Loans ÷ deposits | 96.7% (stronger) | 102.1% |
| Uninsured deposits | 12.1% (stronger) | 16.4% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Community Bank has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Woodford State Bank leads on 4 and Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.