Side-by-side · Q2 2026 data
Woodford State Bank vs Lake Ridge Bank
Metric by metric
| Measure | Woodford State Bank | Lake Ridge Bank |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 31 | 50 (stronger) |
| Loan quality | 88 | 89 (stronger) |
| Earnings | 79 (stronger) | 62 |
| Funding & liquidity | 64 (stronger) | 57 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 31st | 49th |
| Total assets | $523.4M | $3.4B |
| Deposits / shares | $406.1M | $2.8B |
| Capital ratio | 8.11% | 9.95% (stronger) |
| Problem loans | 0.36% | 0.34% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 1.47% (stronger) | 1.05% |
| Loans ÷ deposits | 96.7% | 87.0% (stronger) |
| Uninsured deposits | 12.1% (stronger) | 29.4% |
| Offices | 6 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 7.4% |
Lake Ridge Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Woodford State Bank leads on 2 and Lake Ridge Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New Glarus, WI