Side-by-side · Q2 2026 data
Woodlands National Bank vs First Bank Blue Earth
Metric by metric
| Measure | Woodlands National Bank | First Bank Blue Earth |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 62 (stronger) | 45 |
| Loan quality | 53 | 87 (stronger) |
| Earnings | 45 (stronger) | 39 |
| Funding & liquidity | 84 (stronger) | 75 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 22nd | 26th |
| Total assets | $331.0M | $322.7M |
| Deposits / shares | $298.5M | $283.2M |
| Capital ratio | 11.20% (stronger) | 9.47% |
| Problem loans | 1.42% | 0.39% (stronger) |
| Net charge-offs | 0.30% | 0.13% (stronger) |
| Return on assets | 0.63% (stronger) | 0.48% |
| Loans ÷ deposits | 40.1% (stronger) | 74.0% |
| Uninsured deposits | 29.6% | 25.6% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.8% | — |
First Bank Blue Earth has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Woodlands National Bank leads on 3 and First Bank Blue Earth on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.