Side-by-side · Q2 2026 data
Woodsboro Bank vs Members 1st Federal Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Woodsboro Bank | Members 1st Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 88 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 43rd | 96th |
| Total assets | $483.3M | $8.7B |
| Deposits / shares | $445.9M | $7.3B |
| Capital ratio | 8.77% | 15.13% (stronger) |
| Problem loans | 0.09% (stronger) | 0.73% |
| Net charge-offs | -0.02% (stronger) | 0.58% |
| Return on assets | 1.11% | 2.38% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 96.2% |
| Uninsured deposits | 24.1% | 10.2% (stronger) |
| Offices | 5 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Woodsboro Bank leads on 3 and Members 1st Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.