Side-by-side · Q2 2026 data
Woodtrust Bank vs Westbury Bank
Metric by metric
| Measure | Woodtrust Bank | Westbury Bank |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 59 (stronger) | 42 |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 48 | 77 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 37th | 43rd |
| Total assets | $734.8M | $771.9M |
| Deposits / shares | $600.7M | $698.0M |
| Capital ratio | 10.93% (stronger) | 9.20% |
| Problem loans | 1.33% | 0.00% (stronger) |
| Net charge-offs | 1.07% | 0.03% (stronger) |
| Return on assets | 3.43% (stronger) | 0.80% |
| Loans ÷ deposits | 62.4% (stronger) | 77.9% |
| Uninsured deposits | 60.4% | 19.4% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | 3.0% |
Westbury Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Woodtrust Bank leads on 3 and Westbury Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.