Side-by-side · Q2 2026 data
Woori America Bank vs Ponce Bank, National Association
Metric by metric
| Measure | Woori America Bank | Ponce Bank, National Association |
|---|---|---|
| TellerScore | 54 | 77 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 36 | 73 (stronger) |
| Earnings | 49 | 66 (stronger) |
| Funding & liquidity | 24 | 45 (stronger) |
| Problem-loan coverage | 80 | 91 (stronger) |
| Peer percentile | 12th | 83rd |
| Total assets | $4.1B | $3.5B |
| Deposits / shares | $3.5B | $2.3B |
| Capital ratio | 12.78% | 15.81% (stronger) |
| Problem loans | 1.92% | 0.81% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 0.72% | 1.15% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 126.1% |
| Uninsured deposits | 68.7% | 20.1% (stronger) |
| Offices | 22 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 11.8% |
Ponce Bank, National Association has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Woori America Bank leads on 2 and Ponce Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.