Side-by-side · Q2 2026 data
WSB Municipal Bank vs First Federal Savings of Middletown
Metric by metric
| Measure | WSB Municipal Bank | First Federal Savings of Middletown |
|---|---|---|
| TellerScore | 93 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 50 (stronger) | 37 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 94th |
| Total assets | $152.3M | $188.0M |
| Deposits / shares | $98.5M | $112.3M |
| Capital ratio | 15.23% | 36.94% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 2.37% (stronger) | 1.86% |
| Loans ÷ deposits | 0.0% (stronger) | 132.6% |
| Uninsured deposits | 71.6% | 26.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
WSB Municipal Bank has the higher TellerScore (93 vs 89). On the 6 directional measures above (where higher or lower is clearly better), WSB Municipal Bank leads on 4 and First Federal Savings of Middletown on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.