Side-by-side · Q2 2026 data
WSB Municipal Bank vs GS&L Municipal Bank
Metric by metric
| Measure | WSB Municipal Bank | GS&L Municipal Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 50 | 53 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 92nd |
| Total assets | $152.3M | $31.6M |
| Deposits / shares | $98.5M | $16.0M |
| Capital ratio | 15.23% | 44.48% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.37% (stronger) | 1.85% |
| Loans ÷ deposits | 0.0% | 0.0% |
| Uninsured deposits | 71.6% | 57.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
WSB Municipal Bank has the higher TellerScore (93 vs 92). On the 4 directional measures above (where higher or lower is clearly better), WSB Municipal Bank leads on 2 and GS&L Municipal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.