TellerScore

Side-by-side · Q2 2026 data

WSB Municipal Bank vs Maple City Savings Bank, FSB

Bank

WSB Municipal Bank

Watertown, New York · $100 million – $1 billion

93of 100
Very strong

Bank

Maple City Savings Bank, FSB

Hornell, New York · $100 million – $1 billion

55of 100
Moderate

Metric by metric

MeasureWSB Municipal BankMaple City Savings Bank, FSB
TellerScore93 (stronger)55
Capital cushion100 (stronger)45
Loan quality100 (stronger)52
Earnings100 (stronger)46
Funding & liquidity5079 (stronger)
Problem-loan coverage100 (stronger)78
Peer percentile98th11th
Total assets$152.3M$121.8M
Deposits / shares$98.5M$108.4M
Capital ratio15.23% (stronger)9.46%
Problem loans0.00% (stronger)1.44%
Net charge-offs0.00% (stronger)0.07%
Return on assets2.37% (stronger)0.65%
Loans ÷ deposits0.0% (stronger)81.6%
Uninsured deposits71.6%6.0% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

WSB Municipal Bank has the higher TellerScore (93 vs 55). On the 7 directional measures above (where higher or lower is clearly better), WSB Municipal Bank leads on 6 and Maple City Savings Bank, FSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions