Side-by-side · Q2 2026 data
Wv National Guard Federal Credit Union vs West Virginia Federal Credit Union
Credit union
Wv National Guard Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Credit union
West Virginia Federal Credit Union
South Charlesto, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Wv National Guard Federal Credit Union | West Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 88 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 93 (stronger) | 76 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 92nd |
| Total assets | $51.6M | $141.6M |
| Deposits / shares | $43.8M | $114.2M |
| Capital ratio | 14.81% | 18.52% (stronger) |
| Problem loans | 0.00% (stronger) | 0.74% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.82% (stronger) | 1.40% |
| Loans ÷ deposits | 57.5% (stronger) | 67.3% |
| Uninsured deposits | 12.4% | 3.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Wv National Guard Federal Credit Union has the higher TellerScore (98 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Wv National Guard Federal Credit Union leads on 5 and West Virginia Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.