Side-by-side · Q2 2026 data
Wvu Employees Federal Credit Union vs City of Fairmont Federal Credit Union
Credit union
Wvu Employees Federal Credit Union
Morgantown, West Virginia · Under $100 million in assets
Credit union
City of Fairmont Federal Credit Union
Fairmont, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Wvu Employees Federal Credit Union | City of Fairmont Federal Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 91 (stronger) | 87 |
| Problem-loan coverage | 99 (stronger) | 16 |
| Peer percentile | 98th | 7th |
| Total assets | $67.8M | $1.4M |
| Deposits / shares | $51.6M | $1.2M |
| Capital ratio | 22.84% (stronger) | 10.86% |
| Problem loans | 0.23% (stronger) | 9.25% |
| Net charge-offs | 1.14% | -2.20% (stronger) |
| Return on assets | 2.64% (stronger) | 1.46% |
| Loans ÷ deposits | 69.7% (stronger) | 73.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wvu Employees Federal Credit Union has the higher TellerScore (97 vs 48). On the 6 directional measures above (where higher or lower is clearly better), Wvu Employees Federal Credit Union leads on 5 and City of Fairmont Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.