Side-by-side · Q2 2026 data
Wyhy Federal Credit Union vs Meridian Trust Federal Credit Union
Metric by metric
| Measure | Wyhy Federal Credit Union | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 74 (stronger) |
| Capital cushion | 84 (stronger) | 79 |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 30 | 58 (stronger) |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 46 | 90 (stronger) |
| Peer percentile | 4th | 63rd |
| Total assets | $409.0M | $730.5M |
| Deposits / shares | $352.7M | $627.7M |
| Capital ratio | 13.43% (stronger) | 12.92% |
| Problem loans | 4.42% | 0.82% (stronger) |
| Net charge-offs | 1.29% | 0.29% (stronger) |
| Return on assets | 0.24% | 0.95% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 84.6% |
| Uninsured deposits | 1.8% (stronger) | 5.5% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Meridian Trust Federal Credit Union has the higher TellerScore (74 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Wyhy Federal Credit Union leads on 3 and Meridian Trust Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.