Side-by-side · Q2 2026 data
Yampa Valley Bank vs First Southwest Bank
Metric by metric
| Measure | Yampa Valley Bank | First Southwest Bank |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 97 | 99 (stronger) |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 74 | 85 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 90th |
| Total assets | $687.6M | $657.5M |
| Deposits / shares | $614.1M | $491.7M |
| Capital ratio | 9.39% | 15.31% (stronger) |
| Problem loans | 0.09% | 0.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 2.26% (stronger) | 0.60% |
| Loans ÷ deposits | 86.3% | 68.6% (stronger) |
| Uninsured deposits | 12.3% (stronger) | 21.5% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southwest Bank has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Yampa Valley Bank leads on 3 and First Southwest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.