Side-by-side · Q2 2026 data
Yampa Valley Bank vs Timberline Bank
Metric by metric
| Measure | Yampa Valley Bank | Timberline Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 44 | 44 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 (stronger) | 49 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 61st |
| Total assets | $687.6M | $832.6M |
| Deposits / shares | $614.1M | $699.6M |
| Capital ratio | 9.39% (stronger) | 9.38% |
| Problem loans | 0.09% | 0.06% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 2.26% (stronger) | 2.12% |
| Loans ÷ deposits | 86.3% (stronger) | 91.8% |
| Uninsured deposits | 12.3% (stronger) | 32.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yampa Valley Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Yampa Valley Bank leads on 6 and Timberline Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.