Side-by-side · Q2 2026 data
Yantis Federal Credit Union vs Salt Employees Federal Credit Union
Credit union
Salt Employees Federal Credit Union
Grand Saline, Texas · Under $100 million in assets
Metric by metric
| Measure | Yantis Federal Credit Union | Salt Employees Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 37 (stronger) | 6 |
| Funding & liquidity | 93 (stronger) | 69 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 70th | 57th |
| Total assets | $26.8M | $1.5M |
| Deposits / shares | $22.8M | $764K |
| Capital ratio | 13.44% | 44.66% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.07% (stronger) | 1.15% |
| Return on assets | 0.43% (stronger) | -0.35% |
| Loans ÷ deposits | 67.2% (stronger) | 91.4% |
| Uninsured deposits | 4.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yantis Federal Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Yantis Federal Credit Union leads on 4 and Salt Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.