Side-by-side · Q2 2026 data
Yantis Federal Credit Union vs Texhillco School Employees Federal Credit Union
Credit union
Texhillco School Employees Federal Credit Union
Kerrville, Texas · Under $100 million in assets
Metric by metric
| Measure | Yantis Federal Credit Union | Texhillco School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 58 |
| Capital cushion | 84 (stronger) | 49 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 37 (stronger) | 23 |
| Funding & liquidity | 93 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 70th | 19th |
| Total assets | $26.8M | $26.7M |
| Deposits / shares | $22.8M | $23.3M |
| Capital ratio | 13.44% (stronger) | 9.93% |
| Problem loans | 0.01% (stronger) | 0.61% |
| Net charge-offs | 0.07% (stronger) | 0.81% |
| Return on assets | 0.43% (stronger) | 0.07% |
| Loans ÷ deposits | 67.2% (stronger) | 96.0% |
| Uninsured deposits | 4.6% (stronger) | 9.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yantis Federal Credit Union has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Yantis Federal Credit Union leads on 7 and Texhillco School Employees Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.