Side-by-side · Q2 2026 data
Yantis Federal Credit Union vs The Local Federal Credit Union
Metric by metric
| Measure | Yantis Federal Credit Union | The Local Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 37 (stronger) | 15 |
| Funding & liquidity | 93 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 70th | 44th |
| Total assets | $26.8M | $25.8M |
| Deposits / shares | $22.8M | $19.8M |
| Capital ratio | 13.44% | 21.18% (stronger) |
| Problem loans | 0.01% (stronger) | 0.57% |
| Net charge-offs | 0.07% (stronger) | 0.87% |
| Return on assets | 0.43% (stronger) | -0.12% |
| Loans ÷ deposits | 67.2% (stronger) | 99.2% |
| Uninsured deposits | 4.6% | 3.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yantis Federal Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Yantis Federal Credit Union leads on 5 and The Local Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.