Side-by-side · Q2 2026 data
Yoakum County Federal Credit Union vs Seminole Public Schools Federal Credit Union
Credit union
Seminole Public Schools Federal Credit Union
Seminole, Texas · Under $100 million in assets
Metric by metric
| Measure | Yoakum County Federal Credit Union | Seminole Public Schools Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 58 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 32 (stronger) | 21 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 75th | 19th |
| Total assets | $8.0M | $7.4M |
| Deposits / shares | $6.0M | $5.7M |
| Capital ratio | 24.95% (stronger) | 22.26% |
| Problem loans | 0.09% (stronger) | 4.37% |
| Net charge-offs | 0.12% (stronger) | 0.17% |
| Return on assets | 0.31% (stronger) | 0.02% |
| Loans ÷ deposits | 73.3% | 44.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yoakum County Federal Credit Union has the higher TellerScore (84 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Yoakum County Federal Credit Union leads on 5 and Seminole Public Schools Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.