Side-by-side · Q2 2026 data
Yoakum County Federal Credit Union vs Wharton County Teachers Credit Union
Credit union
Wharton County Teachers Credit Union
Wharton, Texas · Under $100 million in assets
Metric by metric
| Measure | Yoakum County Federal Credit Union | Wharton County Teachers Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 32 | 60 (stronger) |
| Funding & liquidity | 87 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 75th | 89th |
| Total assets | $8.0M | $7.4M |
| Deposits / shares | $6.0M | $5.3M |
| Capital ratio | 24.95% | 28.35% (stronger) |
| Problem loans | 0.09% (stronger) | 0.18% |
| Net charge-offs | 0.12% (stronger) | 0.31% |
| Return on assets | 0.31% | 0.99% (stronger) |
| Loans ÷ deposits | 73.3% | 62.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wharton County Teachers Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Yoakum County Federal Credit Union leads on 3 and Wharton County Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.