Side-by-side · Q2 2026 data
Yolo Federal Credit Union vs Eagle Community Credit Union
Metric by metric
| Measure | Yolo Federal Credit Union | Eagle Community Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 63 |
| Capital cushion | 80 (stronger) | 49 |
| Loan quality | 74 | 84 (stronger) |
| Earnings | 69 (stronger) | 42 |
| Funding & liquidity | 71 (stronger) | 67 |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 68th | 29th |
| Total assets | $412.4M | $409.2M |
| Deposits / shares | $340.5M | $362.7M |
| Capital ratio | 12.97% (stronger) | 9.91% |
| Problem loans | 0.78% | 0.49% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.85% |
| Return on assets | 1.22% (stronger) | 0.56% |
| Loans ÷ deposits | 89.7% (stronger) | 93.0% |
| Uninsured deposits | 4.7% (stronger) | 5.3% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.4% | 22.1% |
Yolo Federal Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Yolo Federal Credit Union leads on 6 and Eagle Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.