Side-by-side · Q2 2026 data
Young Americans Bank vs 5Star Bank
Metric by metric
| Measure | Young Americans Bank | 5Star Bank |
|---|---|---|
| TellerScore | 46 | 87 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 0 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 31 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 7th | 91st |
| Total assets | $15.5M | $378.2M |
| Deposits / shares | $13.4M | $312.1M |
| Capital ratio | 11.86% | 17.24% (stronger) |
| Problem loans | 10.53% | 0.16% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | -11.53% | 1.86% (stronger) |
| Loans ÷ deposits | 0.3% (stronger) | 96.1% |
| Uninsured deposits | 3.0% (stronger) | 45.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
5Star Bank has the higher TellerScore (87 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Young Americans Bank leads on 3 and 5Star Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.