Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs Edwards Federal Credit Union
Metric by metric
| Measure | Zions Bancorporation, N.A. | Edwards Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 56 |
| Capital cushion | 44 (stronger) | 38 |
| Loan quality | 84 (stronger) | 73 |
| Earnings | 82 (stronger) | 13 |
| Funding & liquidity | 45 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 63rd | 13th |
| Total assets | $89.0B | $276.6M |
| Deposits / shares | $76.6B | $253.9M |
| Capital ratio | 9.43% (stronger) | 8.76% |
| Problem loans | 0.47% (stronger) | 0.81% |
| Net charge-offs | 0.04% (stronger) | 0.49% |
| Return on assets | 1.55% (stronger) | -0.18% |
| Loans ÷ deposits | 80.8% | 60.5% (stronger) |
| Uninsured deposits | 46.2% | 11.0% (stronger) |
| Offices | 407 | 2 |
| CFPB complaints (3 yrs) | 363 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 30.7% | 0.0% |
Zions Bancorporation, N.A. has the higher TellerScore (67 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 5 and Edwards Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.