Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs First Southwest Bank
Metric by metric
| Measure | Zions Bancorporation, N.A. | First Southwest Bank |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 84 | 99 (stronger) |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 45 | 85 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 63rd | 90th |
| Total assets | $89.0B | $657.5M |
| Deposits / shares | $76.6B | $491.7M |
| Capital ratio | 9.43% | 15.31% (stronger) |
| Problem loans | 0.47% | 0.04% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 1.55% (stronger) | 0.60% |
| Loans ÷ deposits | 80.8% | 68.6% (stronger) |
| Uninsured deposits | 46.2% | 21.5% (stronger) |
| Offices | 407 | 6 |
| CFPB complaints (3 yrs) | 364 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
First Southwest Bank has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 2 and First Southwest Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Durango, CO
- Cortez, CO