TellerScore

Side-by-side · Q2 2026 data

Zions Bancorporation, N.A. vs Frontier Credit Union

Bank

Zions Bancorporation, N.A.

Salt Lake City, Utah · $10 billion – $100 billion

67of 100
Moderate

Credit union

Frontier Credit Union

Idaho Falls, Idaho · $100 million – $1 billion

58of 100
Moderate

Metric by metric

MeasureZions Bancorporation, N.A.Frontier Credit Union
TellerScore67 (stronger)58
Capital cushion44 (stronger)36
Loan quality84 (stronger)80
Earnings82 (stronger)41
Funding & liquidity4566 (stronger)
Problem-loan coverage93 (stronger)88
Peer percentile63rd16th
Total assets$89.0B$821.6M
Deposits / shares$76.6B$694.2M
Capital ratio9.43% (stronger)8.61%
Problem loans0.47% (stronger)0.60%
Net charge-offs0.04% (stronger)0.62%
Return on assets1.55% (stronger)0.52%
Loans ÷ deposits80.8% (stronger)94.0%
Uninsured deposits46.2%13.4% (stronger)
Offices40716
CFPB complaints (3 yrs)363—
Complaints per $1B deposits4.7—
Mortgage denial rate (HMDA)30.7%—

Zions Bancorporation, N.A. has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 6 and Frontier Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions