Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs Sallie Mae Bank
Metric by metric
| Measure | Zions Bancorporation, N.A. | Sallie Mae Bank |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 44 | 52 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 45 | 63 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 63rd | 87th |
| Total assets | $89.0B | $28.5B |
| Deposits / shares | $76.6B | $20.3B |
| Capital ratio | 9.43% | 10.17% (stronger) |
| Problem loans | 0.47% (stronger) | 0.65% |
| Net charge-offs | 0.04% (stronger) | 1.85% |
| Return on assets | 1.55% | 2.77% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 97.2% |
| Uninsured deposits | 46.2% | 7.2% (stronger) |
| Offices | 407 | 1 |
| CFPB complaints (3 yrs) | 363 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Sallie Mae Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 3 and Sallie Mae Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.