Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs SoFi Bank, National Association
Metric by metric
| Measure | Zions Bancorporation, N.A. | SoFi Bank, National Association |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 44 | 83 (stronger) |
| Loan quality | 84 | 97 (stronger) |
| Earnings | 82 | 99 (stronger) |
| Funding & liquidity | 45 | 60 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 63rd | 99th |
| Total assets | $89.0B | $56.8B |
| Deposits / shares | $76.6B | $46.8B |
| Capital ratio | 9.43% | 13.34% (stronger) |
| Problem loans | 0.47% | 0.08% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.08% |
| Return on assets | 1.55% | 1.98% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 99.8% |
| Uninsured deposits | 46.2% | 5.0% (stronger) |
| Offices | 407 | 4 |
| CFPB complaints (3 yrs) | 363 | 7,444 |
| Complaints per $1B deposits | 4.7 (stronger) | 159.1 |
| Mortgage denial rate (HMDA) | 30.7% | — |
SoFi Bank, National Association has the higher TellerScore (88 vs 67). On the 8 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 3 and SoFi Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.