Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs State Bank of Southern Utah
Metric by metric
| Measure | Zions Bancorporation, N.A. | State Bank of Southern Utah |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 44 | 70 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 82 | 90 (stronger) |
| Funding & liquidity | 45 | 64 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 63rd | 88th |
| Total assets | $89.0B | $2.7B |
| Deposits / shares | $76.6B | $2.4B |
| Capital ratio | 9.43% | 12.04% (stronger) |
| Problem loans | 0.47% | 0.47% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.27% |
| Return on assets | 1.55% | 1.76% (stronger) |
| Loans ÷ deposits | 80.8% | 79.3% (stronger) |
| Uninsured deposits | 46.2% | 29.9% (stronger) |
| Offices | 407 | 17 |
| CFPB complaints (3 yrs) | 363 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 30.7% | 11.2% |
State Bank of Southern Utah has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 1 and State Bank of Southern Utah on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Saint George, UT
- Cedar City, UT
- Fillmore, UT
- Hurricane, UT
- Kanab, UT
- Richfield, UT
- St. George, UT
- Delta, UT