CFPB TCCP survey · December 31, 2025
Align Credit Union credit card rates & fees
Align Credit Union reported 1 credit card plan to the CFPB. Their median purchase APR is 13.75%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Align Visa (11.75%). 1 of 1 plan has no annual fee.
Credit union Align Credit Union financial health scorecard 45 out of 100, Below average
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Align Visa | 11.75% – 16.75% | 11.8% / 13.8% / 16.8% | — | $0 | — | 2.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.