CFPB TCCP survey · December 31, 2025
Blue Ridge Bank, National Association credit card rates & fees
Blue Ridge Bank, National Association reported 1 credit card plan to the CFPB. Their median purchase APR is 20.49%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Edge Consumer (17.49%). 1 of 1 plan has no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Edge ConsumerCashback rewards; Travel-related rewards; Other rewards | 17.49% – 23.49% | 17.5% / 20.5% / 23.5% | 24.49% | $0 | $25 | 2.5% | 2 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.