CFPB TCCP survey · December 31, 2025
Comenity Bank credit card rates & fees
Comenity Bank reported 10 credit card plans to the CFPB. Their median purchase APR is 35.99%, higher than the 23.49% median across all surveyed cards. The lowest starting APR is on the New York Yankees Mastercard® (17.74%). 9 of 10 plans have no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| New York Yankees Mastercard®Other rewards | 17.74% – 32.24% | 22.2% / 32.0% / – | 33.24% | $0 | $30 | 3.0% | 21 d |
| PlayStation VisaOther rewards | 17.74% – 32.24% | 26.0% / 32.0% / – | 33.24% | $0 | $30 | 3.0% | 21 d |
| Bread Rewards™ American Express®Cashback rewards; Travel-related rewards; Other rewards | 19.24% – 34.24% | 26.2% / 34.0% / – | 34.24% | $0 | $30 | 0.0% | 21 d |
| Caesars Rewards Prestige Visa SignatureOther rewards | 19.74% – 34.24% | 22.2% / 34.2% / – | 35.24% | $149 | $30 | 0.0% | 21 d |
| Caesars Rewards VisaOther rewards | 19.74% – 34.24% | 22.2% / 34.2% / – | 35.24% | $0 | $30 | 3.0% | 21 d |
| Ann Taylor MastercardOther rewards | 35.99% | – / – / – | 35.99% | $0 | $30 | 3.0% | 25 d |
| LOFT MastercardOther rewards | 35.99% | – / – / – | 35.99% | $0 | $30 | 3.0% | 25 d |
| Sportsman's Guide Buyer's Club Rewards VisaeOther rewards | 35.99% | – / – / – | 35.99% | $0 | $30 | 3.0% | 25 d |
| Talbots World MastercardOther rewards | 35.99% | – / – / – | 35.99% | $0 | $30 | 3.0% | 25 d |
| Victoria's Secret MastercardOther rewards | 35.99% | – / – / – | 35.99% | $0 | $30 | — | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.