CFPB TCCP survey · December 31, 2025
Credit Union Of New Jersey credit card rates & fees
Credit Union Of New Jersey reported 1 credit card plan to the CFPB. Their median purchase APR is 13.65%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Platinum Mastercard (11.65%). 1 of 1 plan has no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Platinum Mastercard | 11.65% – 18.00% | 12.7% / 13.7% / 16.6% | 13.65% | $0 | $25 | 1.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.