CFPB TCCP survey · December 31, 2025
Educators Credit Union credit card rates & fees
Educators Credit Union reported 2 credit card plans to the CFPB. Their median purchase APR is 17.25%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Platinum (10.90%). 2 of 2 plans have no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa PlatinumCashback rewards; Travel-related rewards; Other rewards | 10.90% – 20.90% | 10.9% / 14.9% / 20.9% | 14.90% | $0 | $25 | 0.0% | 26 d |
| Visa SignatureCashback rewards | 14.25% – 21.25% | 14.3% / 17.3% / 21.3% | — | $0 | $25 | 0.0% | 26 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.