CFPB TCCP survey · December 31, 2025
Forcht Bank, National Association credit card rates & fees
Forcht Bank, National Association reported 5 credit card plans to the CFPB. Their median purchase APR is 21.75%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Business Power Visa Card (12.75%). 3 of 5 plans have no annual fee.
Bank Forcht Bank, National Association financial health scorecard 66 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Business Power Visa Card | 12.75% – 14.75% | 13.8% / 13.8% / – | — | — | $25 | 1.0% | 30 d |
| Simple Visa Card | 13.75% – 17.75% | 14.8% / 16.8% / – | — | $0 | $27 | 1.0% | 30 d |
| Forcht Bank Reserve Visa CardCashback rewards; Travel-related rewards | 18.75% – 24.75% | 20.8% / 23.8% / – | — | $295 | $27 | 1.0% | 30 d |
| Passport Visa | 18.75% – 24.75% | 20.8% / 22.8% / – | — | $0 | $27 | 1.0% | 30 d |
| iStudent Visa | 20.75% – 24.75% | 23.8% / 21.8% / – | — | $0 | $27 | 1.0% | 30 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.