CFPB TCCP survey · December 31, 2025
Kirtland Federal Credit Union credit card rates & fees
Kirtland Federal Credit Union reported 3 credit card plans to the CFPB. Their median purchase APR is 12.25%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the VISA PLATINUM LOW RATE (9.75%). 3 of 3 plans have no annual fee.
Credit union Kirtland Federal Credit Union financial health scorecard 71 out of 100, Strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| VISA PLATINUM LOW RATE | 9.75% – 16.50% | 10.0% / 16.0% / 16.5% | — | $0 | — | 0.0% | — |
| VISA PLATINUM CASH REBATECashback rewards | — | – / – / – | 16.50% | $0 | — | 0.0% | — |
| VISA PLATINUM REWARDSOther rewards | — | – / – / – | — | $0 | — | 0.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.