CFPB TCCP survey · December 31, 2025
Magnolia Federal Credit Union credit card rates & fees
Magnolia Federal Credit Union reported 1 credit card plan to the CFPB. Their median purchase APR is 11.75%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Magnolia FCU Visa (8.75%). 1 of 1 plan has no annual fee.
Credit union Magnolia Federal Credit Union financial health scorecard 87 out of 100, Very strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Magnolia FCU VisaCashback rewards; Travel-related rewards; Other rewards | 8.75% – 18.00% | 8.8% / 11.8% / 18.0% | — | $0 | $25 | 0.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.