CFPB TCCP survey · December 31, 2025
Mid American Credit Union credit card rates & fees
Mid American Credit Union reported 7 credit card plans to the CFPB. Their median purchase APR is 9.90%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the 9.9% Share Secured Visa (9.90%). 7 of 7 plans have no annual fee.
Credit union Mid American Credit Union financial health scorecard 58 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| 9.9% Share Secured VisasecuredCashback rewards; Travel-related rewards; Other rewards | 9.90% | – / – / – | 9.90% | $0 | — | 1.0% | 25 d |
| Select Gold VisaCashback rewards; Travel-related rewards; Other rewards | 9.90% | – / – / – | 9.90% | $0 | — | 1.0% | 25 d |
| Select VisaCashback rewards; Travel-related rewards; Other rewards | 9.90% | – / – / – | 9.90% | $0 | — | 1.0% | 25 d |
| Youth VisaCashback rewards; Travel-related rewards; Other rewards | 9.90% | – / – / – | 9.90% | $0 | — | 1.0% | 25 d |
| 14.9% Share Secured VisasecuredCashback rewards; Travel-related rewards; Other rewards | 14.90% | – / – / – | 14.90% | $0 | — | 1.0% | 25 d |
| Everyday Gold VisaCashback rewards; Travel-related rewards; Other rewards | 14.90% | – / – / – | 14.90% | $0 | — | 1.0% | 25 d |
| Everyday VisaCashback rewards; Travel-related rewards; Other rewards | 14.90% | – / – / – | 14.90% | $0 | — | 1.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.