CFPB TCCP survey · December 31, 2025
Midfirst Bank credit card rates & fees
Midfirst Bank reported 1 credit card plan to the CFPB. Their median purchase APR is 17.74%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Consumer Platinum (Non-Rewards) Card (13.74%). 1 of 1 plan has no annual fee.
Bank MidFirst Bank financial health scorecard 34 out of 100, Low
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Consumer Platinum (Non-Rewards) Card | 13.74% – 21.74% | 13.7% / 18.2% / – | — | $0 | $25 | 3.0% | 27 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.