CFPB TCCP survey · December 31, 2025
Oklahoma Educators Credit Union credit card rates & fees
Oklahoma Educators Credit Union reported 2 credit card plans to the CFPB. Their median purchase APR is 12.99%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the OECU Visa Platinum Credit Card (9.49%). 2 of 2 plans have no annual fee.
Credit union Oklahoma Educators Credit Union financial health scorecard 72 out of 100, Strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| OECU Visa Platinum Credit CardTravel-related rewards; Other rewards | 9.49% – 18.00% | 9.5% / 13.0% / 18.0% | — | $0 | $25 | 1.0% | 25 d |
| OECU Visa Classic Credit Card | 9.90% | – / – / – | 9.90% | $0 | $25 | 1.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.