CFPB TCCP survey · December 31, 2025
Southern Credit Union, The credit card rates & fees
Southern Credit Union, The reported 1 credit card plan to the CFPB. Their median purchase APR is 11.90%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Classic (11.90%). 1 of 1 plan has no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa Classic | 11.90% | – / – / – | 11.90% | $0 | $29 | 0.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.