CFPB TCCP survey · December 31, 2025
Summit Credit Union credit card rates & fees
Summit Credit Union reported 3 credit card plans to the CFPB. Their median purchase APR is 11.95%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Secured Visa / Credit Builder Visa (8.95%). 3 of 3 plans have no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Secured Visa / Credit Builder Visasecured | 8.95% – 16.95% | 12.9% / 12.9% / 14.9% | — | $0 | $30 | 1.0% | 25 d |
| Visa Platinum | 8.95% – 16.95% | 8.9% / 10.9% / 14.9% | — | $0 | $30 | 1.0% | 25 d |
| Visa RewardsTravel-related rewards; Other rewards | 9.95% – 17.95% | 9.9% / 11.9% / 15.4% | — | $0 | $30 | 1.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.