CFPB TCCP survey · December 31, 2025
Td Bank, National Association credit card rates & fees
Td Bank, National Association reported 7 credit card plans to the CFPB. Their median purchase APR is 23.99%, higher than the 23.49% median across all surveyed cards. The lowest starting APR is on the TD First Class (17.24%). 3 of 7 plans have no annual fee.
Bank TD Bank, National Association financial health scorecard 63 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| TD First ClassCashback rewards; Travel-related rewards; Other rewards | 17.24% | – / – / – | 29.24% | $89 | $29 | 0.0% | 25 d |
| FlexPay | 17.99% – 27.99% | 18.0% / 23.0% / 28.0% | 29.24% | $0 | $29 | 3.0% | 25 d |
| TD CashCashback rewards; Other rewards | 18.99% – 28.99% | 19.0% / 24.0% / 29.0% | 29.24% | $0 | $29 | 3.0% | 25 d |
| TD Double UpCashback rewards; Other rewards | 18.99% – 28.99% | 19.0% / 24.0% / 29.0% | 29.24% | $0 | $29 | 3.0% | 25 d |
| TD Cash SecuredsecuredCashback rewards | 26.99% | – / – / – | 29.24% | $29 | $29 | 3.0% | 25 d |
| TD Clear 1000 | — | – / – / – | 0.00% | $120 | — | 0.0% | — |
| TD Clear 2000 | — | – / – / – | 0.00% | $240 | — | 0.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.