CFPB TCCP survey · December 31, 2025
Tlcu Financial credit card rates & fees
Tlcu Financial reported 2 credit card plans to the CFPB. Their median purchase APR is 14.50%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Classic (10.00%). 2 of 2 plans have no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa Classic | 10.00% – 21.00% | 10.0% / 11.5% / 14.5% | 14.50% | $0 | $15 | 0.0% | 25 d |
| Visa PlatinumTravel-related rewards; Other rewards | 10.00% – 14.50% | 10.0% / 11.5% / – | 11.50% | $0 | $15 | 0.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.