CFPB TCCP survey · December 31, 2025
U.S. Bancorp credit card rates & fees
U.S. Bancorp reported 5 credit card plans to the CFPB. Their median purchase APR is 24.49%, higher than the 23.49% median across all surveyed cards. The lowest starting APR is on the Fidelity® Rewards Visa Signature® (16.49%). 5 of 5 plans have no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Fidelity® Rewards Visa Signature®Cashback rewards; Travel-related rewards; Other rewards | 16.49% – 26.49% | 16.5% / 26.5% / 26.5% | 28.24% | $0 | $30 | 0.0% | 26 d |
| USB ShieldCashback rewards; Travel-related rewards | 16.99% – 27.99% | 23.0% / 27.0% / 28.0% | 31.24% | $0 | $30 | 3.0% | 26 d |
| Altitude Go SigTravel-related rewards | 17.49% – 27.49% | 20.5% / 27.5% / 27.5% | 30.49% | $0 | $30 | 3.0% | 26 d |
| Kroger Rewards World Elite MastercardCashback rewards | 17.49% – 30.49% | 19.5% / 30.5% / 30.5% | 31.49% | $0 | $30 | 0.0% | 26 d |
| Cash+ SignatureCashback rewards | 17.74% – 27.99% | 21.0% / 27.0% / 28.0% | 30.49% | $0 | $30 | 3.0% | 26 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.