CFPB TCCP survey · December 31, 2025
United Bank credit card rates & fees
United Bank reported 3 credit card plans to the CFPB. Their median purchase APR is 15.49%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Platinum (5.99%). 3 of 3 plans have no annual fee.
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa PlatinumsecuredCashback rewards | 5.99% | – / – / – | 5.99% | $0 | — | 0.0% | 25 d |
| United Bank Endeavor CardTravel-related rewards; Other rewards | 11.49% – 19.49% | 11.5% / 15.5% / 19.5% | 19.49% | $0 | $25 | 0.0% | 30 d |
| United Bank Right Start Endeavor CardsecuredTravel-related rewards; Other rewards | 21.49% | – / – / – | 19.49% | $0 | $25 | 0.0% | 30 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.