CFPB TCCP survey · December 31, 2025
Usaa Federal Savings Bank credit card rates & fees
Usaa Federal Savings Bank reported 8 credit card plans to the CFPB. Their median purchase APR is 24.65%, higher than the 23.49% median across all surveyed cards. The lowest starting APR is on the USAA Rate Advantage Card (10.65%). 7 of 8 plans have no annual fee.
Bank USAA Federal Savings Bank financial health scorecard 64 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| USAA Rate Advantage Card | 10.65% – 24.65% | 17.6% / 23.6% / 24.6% | — | $0 | $25 | 0.0% | 25 d |
| USAA Rewards American Express CardOther rewards | 13.65% – 27.65% | 19.6% / 24.6% / 27.6% | — | $0 | $25 | 0.0% | 25 d |
| USAA Rewards Visa Signature CardOther rewards | 13.65% – 27.65% | 19.6% / 24.6% / 27.6% | — | $0 | $25 | 0.0% | 25 d |
| USAA Cashback RewardsCashback rewards | 15.65% – 27.65% | 21.6% / 26.6% / 27.6% | — | $0 | $25 | 0.0% | 25 d |
| USAA Preferred Cash RewardsCashback rewards | 15.65% – 27.65% | 21.6% / 26.6% / 27.6% | — | $0 | $25 | 0.0% | 25 d |
| USAA Eagle NavigatorOther rewards | 18.65% – 26.90% | 18.6% / 26.9% / 26.9% | — | $95 | $25 | 0.0% | 25 d |
| USAA Secured American Express Cardsecured | 26.65% | – / – / – | 26.65% | $0 | $25 | 0.0% | 25 d |
| USAA Secured Visa Platinum Cardsecured | 26.65% | – / – / – | 26.65% | $0 | $25 | 0.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.