CFPB TCCP survey · December 31, 2025
Usf Federal Credit Union credit card rates & fees
Usf Federal Credit Union reported 3 credit card plans to the CFPB. Their median purchase APR is 15.49%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Traditional (11.99%). 3 of 3 plans have no annual fee.
Credit union Usf Federal Credit Union financial health scorecard 60 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa Traditional | 11.99% – 17.99% | 14.5% / 18.0% / 18.0% | — | $0 | $27 | 1.0% | 25 d |
| Visa Platinum RewardsCashback rewards; Travel-related rewards; Other rewards | 12.99% – 17.99% | 15.5% / 18.0% / 18.0% | — | $0 | $27 | 1.0% | 25 d |
| Visa Signature RewardsCashback rewards; Travel-related rewards; Other rewards | 12.99% – 17.99% | 15.5% / 18.0% / 18.0% | — | $0 | $27 | 1.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.