CFPB TCCP survey · December 31, 2025
Wyhy Federal Credit Union credit card rates & fees
Wyhy Federal Credit Union reported 3 credit card plans to the CFPB. Their median purchase APR is 14.71%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the WyHy Visa Platinum (11.90%). 3 of 3 plans have no annual fee.
Credit union Wyhy Federal Credit Union financial health scorecard 47 out of 100, Below average
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| WyHy Visa Platinum | 11.90% – 16.90% | 12.4% / 14.6% / – | — | $0 | $25 | 1.0% | 30 d |
| Platinum Cash+ RewardsCashback rewards; Travel-related rewards; Other rewards | 12.90% – 17.15% | 13.4% / 15.3% / – | — | $0 | $25 | 1.0% | 30 d |
| WyHy Visa Securedsecured | 18.00% | – / – / 18.0% | 18.00% | $0 | $25 | 1.0% | 30 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.